Composition

Hi, [이름]!

Good afternoon too!

You\'re right, lavish spending will hinder you from getting some of the benefits.

When it comes to using credit cards, I think there are some factors to consider.

Like thinking about when, how, and why are we going to use them.

Knowing how to use credit cards wisely is very important to avoid lavish spending. ^^

See you later! ^_^

_Teacher Dianne

Good afternoon, teacher!

>> correct
 We talked about the \'Credit card\' and we haven\'t finished the topic because of the time limit. 

>> correct

>> Or:  We talked about the \'Credit card\' and we haven\'t done talking about the topic yet because of the lack of time. 
 Let\'s keep on talking about the \'Disadvantages of using credit cards\' today.

>> correct
 When it comes to the advantages, aside from what we talked yesterday, we can buy expensive things with a credit card even if we don\'t have cash in our hands. 

>> correct
 Moreover, we can pay for things in installments so it can lessen a burden. 

>> correct
 Finally, the more we use credit cards, the higher our credit is. 

>> correct
 It will give us good conditions in getting a loan from banks. 

>> correct
 Of course, a lavish spending will eliminate these benefits. 

>> correct
 That is all for today and see you soon! ^^**

>> correct