Composition

Hi, [이름]!

A happy hump day to you!

It\'s already the middle of the week. Time flies so fast.

Thank you so much for the things you listed here.

I appreciate what you did. ^^

For sure, I\'ll keep them in mind. These things will remind me to be responsible. ^^

See you later!

_Teacher Dianne ^_^

Good morning, teacher!

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A happy hump day to you! 

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Since you have a plan to have a credit card soon, I\'d like to make a list about things to be careful.

>> Since you have a plan to have a credit card soon, I\'d like to make a list of the things that you have to be careful about .

1. Suppress your feelings to buy expensive things as much as you can. 

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2. Apply a SMS service then, you can check your spending pattern. 

>> Apply an SMS service, then you can check your spending pattern. 
3. Set a limitation of amount and then, use cash after exceeding your credit limit.

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>> Or: Set a limit of the amount to spend and then, use cash after exceeding your credit limit.
4. Issue only one credit card. 

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5. Prepare for the situation of losing your card ahead of time. You should save the telephone NO of the credit card company on your mobile phone so that you can call them anytime, anywhere. 

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If we fix and keep our own rules, we can use credit cards wisely and usefully. 

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That is all for today and see you soon! ^^**

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 P.S.: Let\'s talk about the \'living expenses\' today! ^^

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