Credit card

I tried to write wring 2 this time. But wow... the topic quite difficult for me. Anyway thank you for reading.

Hi Ye [이름]!

There was an interruption in your practice for Task 2.

I’m afraid it shows on this composition.

The structure was difficult to comprehend and there were many unnecessary words.

Make sure to practice again so we can get back to where we were before.

You can do it.^^

~~Teacher Sharon

Credit card system is very useful.

>> The credit card system is very useful.

 However, it could make people consume easily because of no limitation by bank.

>> However, it could allow people to spend more easily because there would be no limitations set by the bank.

Therefore, there are two opinions which are bank should restrict people to use money in credit card or they should not.

>> Therefore, there are two opinions regarding the restrictions on the use of credit cards.

This essay will discuss the reasons why people think with two opinions and I would express my opinion as well.

>> This essay will discuss the reasons why people have different opinions and I would express my opinion as well.

The people who insist that bank should restrict using credit card are concerned of negative effect of using credit card.

>> The people who insist that banks should restrict using credit cards are concerned about the negative effects of using credit cards.

They believe that bank promotes people to use a lot of money and finally remain debs to people.

>> They believe that banks encourage people to use a lot of money and eventually, incur debts.

People do not know usually the total amount of debs when they spend small money separately during a month because there is no limitation.

>> People do not usually think about the total amount of debts when they spend small amounts of money at separate times within a month because there is no limitation.

However, people would realize when they have to pay the debs every last of month.

>> However, people would realize what they owe when they have to pay the debts every end of the month.

Others think that bank can give their credit cards to suitable people who can have abilities to pay debs completely.

>> Others think that banks can give credit cards to suitable people who have the ability to pay debts in full.

Moreover, if bank give the people credit cards, they should not limit amount of money which is people can use.

>> Moreover, if banks give people credit cards, they should not limit the amount of money which the latter can use.

The reason for this is that they think bank restrict their freedom.

>> The reason for this is that they think that banks restrict their freedom.

In my view, restricting using credit card is needed, but people have to consider their debs individually.

>> In my view, restricting the use of credit cards is needed, but people have to consider their debts individually.

Bank always want to earn money from interest change and interest change are made by people that how much people make debs by using credit card.

>> Banks always want to earn money from interest and from people who are not responsible in using their cards.

Thus bank do not need to restrict people to use their credit cards.

>> Thus, banks do not need to restrict people in the use of their credit cards.

However, people should think their abilities and available money.

>> However, people should think of their capacity to pay and available money,

In conclusion, people should not only focus on the amount of money from bank for freedom, but also think their abilities.

>> In conclusion, people should not only focus on the amount of money they freely get from banks but also on their capacity to pay.