Hi, Ally!

Hi, Son!

I think it was a good move on your part not to invest in the stock market.

You saved yourself from a very risky way of investing.

Nowadays, money is very hard to come by.

So we have to be very wise in spending our money. ^^

~t. Ally

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I don\'t have an account in a securities company.

>> I don\'t have any investments in stocks.

 I did not invest in securities that most Koreans are doing.

>> I did not invest in stocks, despite the big number of Koreans who do so.

 But I am often told about securities investment.

>> But I am often told about stock investments.

 In general, I\' ve heard that small investors often fail, and institutional investors succeed.

>> In general, I\'ve heard that small investors often failed, and institutional investors succeeded.

 In conclusion, I think that the people around me are more people who have failed through securities.

>> In conclusion, I think that there are more people around me who have failed than succeeded in this kind of investment method.