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Hi there, Ma\'am [이름]!

Thank you for sharing that very nice proverb. I want to ponder on it and start thinking about my retirement, too. I know that it\'s a long way to go but like what you said, it is scary to retire without money. Anyway, let\'s work harder this year but let us not forget to play as well for life is dull without some adventure.^^ Take care and see you!^^

~Kelly^^

How do you look at the prospect of retiring? Do you dread it or forward to it? Why?
If I prepare for rest of my life sufficiently, I want to retire right now.

>> If I have prepared sufficiently for the rest of my life, I want to retire now.

but I don\'t make enough money yet and I don\'t have specific plane.

>> But I have not made enough money yet so I don\'t have a specific plan.

That means I am not ready to retire yet. 

>> Correct.
 I have both side of thoughts about retiring, 

>> Correct.
 I fear when I have to retire without money.

>> I fear to retire without money.

There are elderly people who collect papers,boxes and bottles to sell to the recyling market for their life. 

>>There are elderly people who collect papers, boxes and bottles to sell to the recycling market for their daily living. 
They have to work everyday no matter how it is cold or hot. 

>> They have to work everyday no matter how cold or hot it is.
I know, some of them failed their life and some of them were abandoned by their children.

>> I know, some of them failed in their life and others were abandoned by their children.

I feel sorry for them when I watch them working on the road but on the other hand, I think why they didn\'t prepare for theri elderly life.

>> I feel sorry for them when I watch them working on the road but on the other hand, I wonder why they didn\'t prepare for their elderly life.
I know this saying.

>> There\'s a saying that I know:

Tragedy of a sports car. 

>> Correct.
When you wanted to drive a nice sports car, you didn\'t have money to buy it.

>> Correct.

But When you have enough money to buy it, you are too old to drive a sports car.

>> Correct.