homework 04.25

~ Writing Task: Please answer the question: What are the advantages and disadvantages of online payment systems? The advantage of online payment system is convenient. I use it registering my credit card or bank account on my computer or cell phone. I buy things I want easily. In addition, online shopping malls are cheap, so I usually purchase online. The disadvantages is overspending. Because it\'s simple to pay and online shopping malls are cheap. So, I purchase without thinking. This leads to overspending. In addition, recently, I don\'t use cash, even offline and pay with credit card or smartphone app This also has each other\'s advantages and disadvantages.

Good day, [이름]!

Thank you so much for taking time in answering the question. Your ideas and opinions are on point. Keep it up! :)

~ T. Camille