IELTS answer.

The most difficult time in my life is failure in business. I managed to my own beer bar. But I failed to manage my own bar because of my inexperience. To become famous baritone, studying abroad is needed. And It cost huge money. but my father didn't have enough money. and I either. I just had a few money that I've save for my study at that time. I decided to make a money for studying abroad. So, I opened little beer bar with my money and my father's money and lost all my money that I've saved for my study abroad. That was the most difficult time in my life I was not prudent at that time. I opened beer bar without enough preparation. I shoud've gotten enough information and thought deeply. Because of that experience. I learned a lot. When I start something, I have to prepare enough and get enough information. Although I lost all my money that I saved for my study and changed my life, I got valuable lesson that I can't buy money.

A blissful Wednesday morning Mr. [Name]. 

Thank you very much for sharing this experience that you had before. 
I have also learned a lesson from your experience. 
I will share what my grandparents are always telling me. 

That before going on a battle/war, make sure that you have your weapons. Because if not, you will lose. 

It is also applicable in our daily life. 
We should be prepared and have enough information before doing things  which are something new to us. 

Because at the end, it will be our lost. 

Because we don\'t know anything in the end. 
So now you have learned a very precious lesson because of that. 
And I\'m pretty sure that you are not going to do it again. 

Are you? kkkk

Anyway, see you again tomorrow! 

Enjoy the rest of the day! ^^

Always, 

Kathrine ^^

The most difficult time in my life is failure in business.

>> The most difficult time in my life was my failure in business.

>> or: The most difficult time in my life was when I failed in business. 

I managed to my own beer bar.

>> correct!

>> or: I managed to own a bar. 

But I failed to manage my own bar because of my inexperience.
>> correct!

To become famous baritone, studying abroad is needed.

>>  To become a famous baritone, studying abroad is needed.

And It cost huge money.

>> And it costs huge amount of money. 

but my father didn\'t have enough money. and I either.  

>> But my father and I didn\'t have enough money. 

 I just had a few money that I\'ve save for my study at that time. 

>> I just had a few money that I\'ve saved fro my studies at that time. 

I decided to make a money for studying abroad.

>> I decided to make a lot of money to study abroad. 

So, I opened little beer bar with my money and my father\'s money and lost all my money that I\'ve saved for my study abroad.
>> So I opened a little beer bar wit my money and my father\'s but I lost all the money that I am saving for my studies abroad. 
That was the most difficult time in my life
>> correct!

 I was not prudent at that time.

>> correct!

I opened beer bar without enough preparation.

>> I opened a beer bar with any preparation. 

I shoud\'ve gotten enough information and thought deeply.

>> I should have acquired enough information and thought about it thoroughly. 

 Because of that experience. I learned a lot.  

>> I learned a lot because of that experience. 

When I start something, I have to prepare enough and get enough information.

>> correct!

>> or:  Before starting onto  something, I have to prepare enough and get enough information.

Although I lost all my money that I saved for my study and changed my life, I got valuable lesson that I can\'t buy money.

>> Although I lost all the money that I saved for my studies which changed my life, I got/learned a valuable lesson that money can\'t buy.