People today increasingly use credit cards to make monthly purchases. Do the advantages of this outw

The use of credit card enable people to purchase goods and service easy. People don\'t need to bring cash if we get a credit card. Since the smartphone introduced, we don\'t even need to bring a credit card because a smartphone has the function of payment. I have lost my purse several times so I have been issued my credit card and ID card again. The smartphone makes people convenient in various field. It reduce the risk of lost and we don\'t have to worry about robbery too. However, there are serious disadvantages when we use a credit card. First of all, we tend to spend more money because we don\'t usually check how much we use the credit card. Secondly, people think that they don\'t spend much money if they use installment plan with their credit card. Lastly, customers can get membership points according to their spending or get discount if they use a specific card, so it makes people to spend over their monthly budget. In conclusion, if we use it right way, it will help our lives.